Is Anyone Able to Take Out a Mobile Phone Contract?

Generally, mobile phone contracts are too difficult to get. yet, the simple answer to the question of whether anyone is able to take out a mobile phone contract is, no. There are aspects of your individual situation that could make you ineligible for a monthly contract. In other words, there are certain basic qualifications you need to have, in order to qualify to take out a mobile phone contract.

The qualifications in question are, however, very basic: to the extent that while not ‘anyone’ can take out a mobile contract, ‘almost anyone’ can take out a phone contract. Here, we’ll explore the factors that might hinder your ability to be approved for a contract.

The Age Barrier

One thing that can make you be denied for a mobile phone contract is your age. In the UK, you’ll need to be 18 years of age or over to take out a mobile phone contract. This is because, technically, these contracts are a form of credit.

This, of course, doesn’t imply that people under the age of 18 can’t use mobile phones. They can still use mobile phones that are paid for and under contracts entered into by their parents or guardians.

Under 18s do have the option of getting a pay as you go SIM and buying a handset, as this is not a form of borrowing. Other than that, getting a phone contract is not possible for those under 18.

Your Creditworthiness

Another thing that can make you to be denied a mobile phone contract is bad credit. Mobile phone contracts are a form of borrowing, so networks will perform credit checks to ascertain whether their customer is likely to make the agreed repayments. Still, the requirements in terms of creditworthiness are not very strict, and you don’t need to have a perfect credit score to get a mobile contract. Actually, even people who have just turned 18, and who therefore don’t have any credit records worth talking about, still often manage to get mobile contracts.

The ID barrier to a mobile phone contract

Most companies will require you to give them your ID, for them to process your application for a mobile phone contract. This means that a person who, for one reason or another, doesn’t have an ID may not qualify to get a mobile phone contract. A person whose immigration status is irregular may, for instance, not have a valid ID: making it hard for him or her to take out a mobile phone contract.